Secondary: Dig Deeper


Get Involved Learning Modules Helpful Websites


Get Involved


What is DECA?
DECA prepares emerging leaders and entrepreneurs for careers in marketing, finance, hospitality and management in high schools and colleges around the globe. DECA is one of eight, nationally recognized CTSO’s (career and technical student organization). These are extracurricular groups for students in CTE pathways to further their knowledge and skills by participating in activities, events, and competitions.

How do I get Involved?
Ask a school administrator if your school has a DECA CHAPTER. There are over 3,700 school chapters in the United States, and nearly every school in Utah has a Chapter. Identify your Chapter’s Advisor and let them know that you’d like to get involved.

Learn more: High School - DECA Inc.


What is FBLA?
FBLA, Future Business Leaders of America, is a prominent student organization fostering leadership and business skills development. It offers a platform for young individuals to enhance their understanding of business principles, leadership, and entrepreneurship. FBLA's programs and activities are designed to prepare students for future success in the world of commerce, while also emphasizing community involvement and ethical business practices. Through competitions, conferences, and networking opportunities, FBLA equips its members with valuable skills, enabling them to excel in diverse career paths and contribute positively to their communities. This international organization is not limited to a single country and has a global presence, supporting young leaders worldwide.

How do I get Involved?
FBLA is available in both middle school and high school. Ask a school administrator if your school has a FBLA chapter or learn how to Start your FBLA Experience

Learn more: Utah FBLA | National FBLA Middle Level | National FBLA High School | FBLA Middle Level Competitive Events | FBLA High School Competitive Events

CTE Finance Pathway

What is the CTE Finance Pathway?
Students can choose to earn a CTE Career Pathway in Finance. Career Pathways show students a direct connection between doing well in high school and being able to transition smoothly to postsecondary opportunities or getting a good job when they graduate. Students who focus on a Career Pathway acquire the skills necessary for entry into well-paid careers with high potential for rapid financial growth, increased levels of responsibility, and a high degree of personal satisfaction.

How do I get Involved?
Students who focus on a Career Pathway acquire the skills necessary for entry into well-paid careers with high potential for rapid financial growth, increased levels of responsibility, and a high degree of personal satisfaction. Talk with your school counselor about how to complete the CTE Finance Pathway.

Learn more: Pathway Information Sheet

Utah Investment Challenge

What the Utah Investment Challenge?
The Utah Treasurer's Investment Challenge is a statewide investment competition for students in grades 4-12. The program, administered by Office of State Treasurer and the Utah Financial Empowerment Coalition, is paid for by generous donations from community partners. There is no cost to teachers or their schools for students to participate.

How do I get Involved?
Participation is limited to Utah teachers and students (grades 4-12), homeschool, and afterschool program advisors. Talk to a teacher or advisor about participating in the challenge.

Learn more: Utah State Treasurer's Investment Challenge

Learn more about different Career and Technical Student Organizations


Learning Modules

Pathway to Financial Success

Description: How do you see your life path when you are in your 20s, 30s, 40s, and beyond? Financial decisions you make now can mean freedom to pursue your passions in your adult years or having limited choices due to excess debt or not enough savings. Pathway to Financial Success empowers you to take control of your financial future. Explore the self-paced online modules and other tools to equip you to make sound financial decisions to meet your life goals.

Unit Topics:

  • Being Financially Responsible
  • Using Financial Services
  • Financing Your Future
  • Getting Paid
  • Paying Yourself First
  • Using Credit Wisely
  • Making Major Financial Decisions
  • Growing and Protecting Your Finances

Financial Literacy | Khan Academy

Description: Financial literacy is one of the most important skills you can develop in your life, but it can often be daunting and overwhelming. This course breaks everything down into manageable, easy-to-understand topics. and will helping you take control of your financial future.

Unit Topics:

  • Welcome to Financial Literacy
  • Budgeting and saving
  • Consumer credit
  • Financial goals
  • Loans and debt
  • Insurance
  • Investments and retirement
  • Scams & fraud
  • Careers and education
  • Taxes and tax forms

Personal Finance | Khan Academy

Description: Released in 2017, this course features a collection of videos and articles covering a range of topics from saving and investing to managing debt and insurance. These resources are designed to help you gain a foundational understanding of personal finance concepts.

Unit Topics:

  • Welcome to Personal Finance
  • Saving and budgeting
  • Interest and debt
  • Investments and retirement
  • Income and benefits
  • Housing
  • Taxes
  • Paying for college
  • Keeping your information safe


Helpful Websites

CFPB Financial Literacy Activities

Wherever you are on your financial journey, you can prepare yourself to make informed financial decisions with resources found at this website. You'll find guides to help you understand and plan for big financial goals or you can browse through the money topics to help answer commonly asked financial questions.


  • Earning
  • Saving & Investing
  • Protecting
  • Spending
  • Borrowing

College Money Matters

A site that helps you make good financial decisions about college such as selecting a school, college expenses, loans, financial aid and scholarships & grants.


  • Selecting a School
  • College Expenses
  • Loans, Financial Aid
  • Scholarships & Grants
  • For Parents
  • Play the College Crossroads Game

FDIC Money Smart

FDIC Money Smart can help improve financial health with the FDIC's Money Smart online tools such financial games, podcast, guides and other resources.


  • Borrowing Basics
  • Building Financial Future
  • Buying a Home
  • Credit Reports
  • Housing Decisions
  • Managing Debt
  • Protecting Your Identity

Federal Student Aid

Federal Student Aid oversees student financial assistance programs authorized by the Higher Education Act of 1965. Programs include grants, work-study, and loans for college or career school attendees. This site will help students learn about aid availability, FAFSA forms and loan repayment.


  • FAFSA Form
  • Get a Loan
  • Get a Grant
  • Tools & Calculators
  • Learn about loans and grants
  • Loan Repayment
  • Loan Forgiveness

Financial Football

Visa and the National Football League have teamed up to create Financial Football, a fast-paced, interactive game that engages while teaching personal finance skills. The latest release features 3D graphics and game-changing opportunities with audibles, blitzes and long yardage plays. The game is available to play for free through iOS and Android apps and online.


  • Budgeting
  • Saving
  • Financial Institutions
  • Credit
  • Debt
  • Identity Theft
  • Life Even


FoolProofMe provides free consumer life skills, advocating healthy skepticism toward financial decisions. Suitable for all ages, resources are ad-free, aiming to foster wise decision-making. Create a parent account to access these resources.


  • Evaluating Marketing & Advertising
  • Checking & Savings Accounts
  • The Dangers of Credit Cards
  • Money as a Limited Resource
  • High School Money Habits
  • The Importance of Saving
  • Charitable Giving
  • Buying a Home
  • Gambling

Hands on Banking

Hands on Banking equips individuals with financial expertise through its online learning center. Their resources cover diverse topics from budgeting to home-buying and credit improvement. Self-directed courses cater to varying life stages, while classroom resources support educators. Together, they empower families to seize control of their financial futures with confidence and knowledge.


  • After High School
  • Banking
  • Cars
  • Credit & Loans
  • Goal Setting
  • Money Management
  • Retirement

Junior Achievement of Utah

Junior Achievement activities bring financial literacy, entrepreneurship & work-readiness concepts to life. This self-guided programs show the "why" and offers a window into the many possible careers for their bright futures.


  • Money Basics
  • Earnings & Income
  • Savings & Spending
  • Budgeting
  • Banking, Credit vs Debit
  • Investment Basics
  • Financial Goal Setting
  • Taxes, & Global Economics

Khan Academy

Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace. Take your finances to the next level with the practical tips and step-by-step guidance in this Financial Literacy course! You’ll learn everything you need to know to manage your finances like a pro—and build a solid foundation for your financial future.


  • Budgeting & Saving
  • Consumer Credit
  • Financial Goals
  • Loans & Debt
  • Insurance, Investments & Retirement
  • Scams & Fraud
  • Careers & Education
  • Taxes

Practical Money Skills

Practical Money Skills provides free resources and tools to enhance financial literacy. Through articles, interactive games, and calculators, Practical Money Skills empowers you to make informed financial decisions and build a secure financial future.


  • Budgeting
  • Saving
  • Banking
  • Credit
  • Debt
  • Identity Theft
  • Life Events
  • Your Money Online