Higher Education

Navigating Higher Education Costs & Scholarships. Below are resources tailored to assist both students and parents/guardians in managing Higher Education expenses and exploring options effectively. There are many avenues available to finance their education.

  • Scholarships and grants are excellent starting points, as they do not require repayment.
  • Federal and private loans are also available, though they accrue interest over time.
  • Work-study programs allow students to earn money while studying.
  • Apprenticeships offer practical experience and sometimes even compensation, which can help offset tuition costs. Apprenticeships, in particular, provide hands-on training and a direct path into certain professions, often in skilled trades, which can be a valuable alternative or complement to traditional college pathways.
  • Technical colleges present an alternative to traditional four-year universities, often with lower tuition fees and focused, career-oriented programs that can lead to immediate job opportunities.
  • For those planning ahead, 529 plans offer a tax-advantaged investment option for future education expenses.
  • Navigating the Free Application for Federal Student Aid (FAFSA) is crucial, as it opens doors to various financial aid options.

There are many avenues available to finance additional education.


The FAFSA® form costs money.
Not true. The FAFSA® form is free. The quickest and best way to fill it out is on Don’t complete your FAFSA® form on websites that charge fees.




Keys to Success (Official Utah Partner): The purpose of Keys to Success is to motivate students to unlock their future by connecting them to scholarships, internships, and careers. A 501(c)(3) non-profit with a public database to view the scholarships, internships, and other career opportunities available to all students in the Keys to Success app.


Free Application for Federal Student Aid (FAFSA®)

The Utah College Awareness & Financial Aid YouTube channel has various videos that help navigate finding scholarships and completing the FAFSA®. Some videos are designed for students and parents. We invite you to explore the titles of the many videos to help you with college exploration and figure out ways to pay for college.


Paying for College Toolkit

Paying for college toolkit provided by the Utah System of Higher Education. To view the ‘Paying for College Toolkit’ resources, click the line + Paying for College Toolkit.


Tips for talking about higher education with kids

  • Use this activity to help K-2nd graders and 3-6th graders learn different ways to pay for college.
  • Try ‘My Future, My Way: First Steps Toward College—Workbook’ for middle and junior high school students with information on how to prepare for and pay for education beyond high school.
  • Talk with your high school student about the videos found in this ‘Paying for College Toolkit’ playlist from the Utah College Awareness and Financial Aid YouTube channel.


Additional Resources

FAFSA® Deferment Info (English/Spanish)

Some students defer college to complete a humanitarian, religious, or military service after high school. If you do not plan to start college immediately after high school graduation, here are options to consider.

FAFSA® ID without a Social Security Number

Instructions on how to create a FAFSA® ID without a Social Security Number. This information is specific to parents or spouses without a SSN of a student who is applying for aid and students who are citizens of the Freely Associated States.

Senior Year Timeline

Senior year timeline to college readiness by the Utah System of Higher Education.


The Utah System of Higher Education ‘Facts-At-A-Glance’ page is a great resource to compare the different colleges in Utah.


Even small sums set aside regularly over time help make higher education more affordable. Each dollar saved is a dollar you don’t need to borrow and repay with interest. 529 plans are designed to encourage saving for future education costs. Earnings in a 529 account grow deferred from federal and state taxes. Withdrawals are tax-free when used on qualified educational expenses.


Apprenticeship Utah

Apprenticeships are industry-driven, high-quality career pathways where individuals obtain paid work experience, classroom instruction, and a portable, nationally-recognized credential. Is an apprenticeship right for you?



Utah Specific Scholarships

Contact your school counselor for additional scholarships.

Cyprus Credit Union College Scholarship

High school seniors can apply for a $2,000 scholarship from Cyprus Credit Union to assist with the costs of attending a university, college, or trade school.

Utah Jump$tart Coalition Financial Literacy Scholarship

The Utah Jump$tart Coalition will award three eligible applicants who will each receive a $1,250 scholarship award, and one eligible applicant will receive a $500 scholarship award.