Web sites for Parents

General Resources

• 12 Money Mistakes Almost Everyone Makes
  Protect your hard earned money.  Avoid these 12 money mistakes.

• Easy Budget Online
  This is a fabulous tool for setting up and maintaining a budget.

• Economic Literacy Test
  Despite society’s claim that they value economic literacy many adults are not able to answer basic economic questions. See how you do.

• Family Fun Finances
  Believe it or not, you—yes, you!—can help with the U.S. economy. No, we're not asking you to lend anyone $700 billion from your piggy bank. There are many simple steps you can take to make sure your family is spending less. And you might actually have some fun while doing it! Here are just some of the ways that you can pitch in.

• federalreserveeducation.org
  The Federal Reserve System web site features a variety of resources including games, activities, publications, etc. about personal finance and includes links to other related web sites.
• Filing for Bankruptcy
  Did you know that U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file?  Here are the requirements.
• Financial Calculators
  A list of online resources to help calculate Cash Flow, College , Credit, Home and Mortgage, Taxation, Insurance, Investments, Paycheck and Benefits, Qualified Plans, Retirement, Savings, and More!
• Fun Ways to Teach Kids About Money
  Great suggestions on effective ways to share money tips with children.

• Jump$tart Coalition
  A collection of online, print, and video materials for helping your kids learn about personal finance.

• Kids and Money - Teaching Children to Manage their Finances (pdf)
  It’s possible to meet your financial goals whether your income is small, medium or large.  Say it out loud…It’s all in the planning.  Regardless of what you might have heard, millionaires are not made overnight, and they don’t just trip over a money tree.  They set goals and work hard to reach them.  (Hint:  Setting goals as a family can make it easier.  Everyone has a voice, and everyone gets something in return.)

• Money Quiz for Parents
  Raising money-wise kids is about more than providing for them—it's also about teaching them financial independence. Answer these 8 questions to see if you're on track. You'll also get ideas for incorporating financial lessons into everyday life—whether it's a simple trip to the grocery store or a major life change.

• MyFICO.com
  Get your FICO credit score FREE!

• mymoney.gov
  The Federal Financial Literacy and Education Commission web site offers resources and links on money management.

• National Financial Literacy Month Proclamation (pdf)
  President Barack Obama decrees April as National Financial Literacy Month.
• Oprah’s Debt Diet Action Plan
  America (and Parents) —it is time to get rid of your debt! Financial experts David Bach, Jean Chatzky and Glinda Bridgforth offer their step-by-step action plan to help set you on the path to financial freedom.
• Payday Loans
  Payday loans can be a very costly way to borrow money when interest rates and fees are factored in. Here are some alternatives.
• Practice Math with Supermarket Centers
  To help your students become interested in math, set up a fun family experience of Supermarket Centers
• Protecting kids', teens', & parents' privacy online
  NetSafe Utah provides online videos and resources for kids, teens, parents and educators, including Internet Safety information.
• Protecting Your Child’s Privacy Online
  This article explains what parents should do, and what website operators must do as a result of the 1998 Children's Online Privacy Protection Act, to protect kids' information online.
• Raising Financially Savyy Kids
  This informative article helps parents understand the importance of starting early to help their children be educated on saving and managing money.
• Savings Fitness:  A Guide to Your Money and Your Financial Future
  Provided by the U.S. Department of Labor – “This publication helps you manage your money so you can afford today’s needs while funding tomorrow’s goals. This publication shows how saving for retirement can be part of your overall financial plan.” Worksheets available inside PDF.
• Show Kids the Money
  This site has many fun ideas on how kids and teens can become entrepreneurs.
• Some Saving Tricks
  Here are some money saving tricks to share with your children.
• Tips for Parents: Talk to Your Kids
  For some reason money lands right behind sex in discussions that parents would just as soon avoid. Use these tips to talk to your children about money.
• Utah's Educational Savings Plan
  It is never too early to start saving for your child's college education. Learn more.
• Ways to Cope Financially During and After a Big Change – Major Life Events
  This special edition of FDIC Consumer News puts special focus on staying focused and avoiding costly decisions during major life events.

Practical Money Skills for Life

• The Mint - Tips for Parents
  Tips and tools for mentoring and nurturing children to help them develop good financial habits.
• Young Children (Preschool–Grade 2)
  Activities and lessons to help your young children learn about: Money, Allowance, Saving, Spending and Values.
• Children (Grades 3–6)
  Upper elementary school children are more aware of the world around them and these lessons will help them have a better understanding of Allowance, Behavior, Chores, Saving, Investing, Accountability, Spending, and Values.

• Teens (Grades 7–8)
  These lessons will help young adults learn about the following financial literacy topics: Juggling Allowance, Chores, and Work, Saving and Investing, Accountability, Spending, and Values.

• Teens (Grades 9-12)
  These lessons will help young adults learn about the following financial literacy topics: Juggling Allowance, Chores, and Work, Saving and Investing, Accountability, Spending, and Values.