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Calculators

Cash Flow    College    Credit    Home and Mortgage    Taxation    Insurance
Investments    Paycheck and Benefits     Qualified Plans    Retirement    Savings

 

Cash Flow Calculators:

• How does inflation impact my standard of living?

• How much am I spending?

• Should I pay down debt or invest my monthly surplus?

• How long will my money last with systematic withdrawals?

• Should my spouse enter the work force?

• What is my current net worth?

• What is my projected net worth?

• What is my current cash flow?

• What is my projected cash flow?

• What is the value of reducing or foregoing expenses?

College Calculators:

• How much should I be saving for college?

• How much will college cost?

• What are the advantages of the Coverdell ESA?

• What are the advantages of a 529 College Savings Plan?

• What is the value of a college education?

• What are the payments on a parental (PLUS) loan?

• Should I live at home, on campus, or off campus?

Credit Calculators:

• How long will it take to pay off my credit card(s)?

• How long until my loan is paid off?

• What would my loan payments be?

• Should I lease or purchase an auto?

• What is the balance on my loan?

• Should I consolidate my personal debt into a new loan?

• Re-structuring debts for accelerated payoff

• Which is better: cash up front or payments over time?

• What is the impact of making extra payments on my loan?

• Should I pay off debts or invest?

• Auto purchase loan versus 0% dealer financing?

Home and Mortgage Calculators:

• How much home can I afford?

• Should I refinance my home mortgage?

• Comprehensive mortgage calculator

• Comparing mortgage terms

• Should I pay extra points for a lower interest rate?

• Should I rent or buy a home?

• Should I convert to a bi-weekly payment schedule?

• Compare a 'no-cost' versus traditional mortgage

• What are the tax savings generated by my mortgage?

• Should I take out a fixed or adjustable rate mortgage?

Taxation Calculators:

• What is my potential estate tax liability?

• Federal income tax estimator

• Should I adjust my payroll withholdings?

• Will my investment interest be deductible?

• How much self-employment tax will I pay?

• Capital gains (and losses) tax estimator

• Compare taxable, tax-deferred and tax-free investment growth

• How much of my Social Security benefit might be taxable?

• What are the tax implications of paying interest?

• Should I itemize or take the standard deduction?

Insurance Calculators:

• How much life insurance do I need?

• What is my life expectancy?

• What are my needs for burial and final expenses?

• How much disability income do I need?

• What are the chances of becoming disabled?

• What are my long-term care insurance needs?

• How much will I earn in my lifetime?

• What are the tax advantages of an annuity?

• How long will my current insurance last?

Investment Calculators:

• How should I allocate my assets?

• Compare taxable versus tax-free investment return

• What is the value of a bond?

• What is the return on my real estate investment?

• What is the value of compound interest?

• What is the value of a call or put option?

• Taxable vs. tax-advantaged saving comparison

• What is my risk tolerance?

• What is the long-term impact of increased return?

• Certificate of Deposit (CD) analyzer

• What is the dividend yield on a stock?

Paycheck and Benefits Calculators:

• How much will my company bonus net after taxes?

• How will payroll adjustments affect my take-home pay?

• Convert my salary to an equivalent hourly wage

• Convert my hourly wage to an equivalent annual salary

• What is the future value of my employee stock options?

• Should I exercise my 'in-the-money' stock options?

• What may my 401(k) be worth?

• What is the impact of increasing my 401(k) contribution?

Qualified Plans Calculators:

• Evaluate my company pension payout options

• How much can I contribute to an IRA?

• How much retirement income can my IRA provide?

• Should I convert to a Roth IRA?

• What will my qualified plan be worth at retirement?

• What is my current year required minimum distribution?

• What is my projected required minimum distributions?

• What are my lump-sum distribution options?

• How do I maximize my employer 401(k) match?

• What is the impact of borrowing from my 401(k) plan?

• What is the impact of early withdrawal from my 401(k)?

Retirement Calculators:

• How will retirement impact my living expenses?

• How much will I need to save for retirement?

• Are my current retirement savings sufficient?

• Social Security retirement income estimator

• How does inflation impact retirement income needs?

• I'm retired, how long will my savings last?

• When should I begin saving for retirement?

• Should I convert discretionary expenses to savings?

Savings Calculators:

• Becoming a millionaire

• Income generated by a savings plan

• How long will it take to double my money?

• How long until my savings reach my goal?

• Save now vs. save later calculator

• How much should I save to reach my goal?

• What will my current savings grow to?

• Calculate rate of return

• How do taxes and inflation impact my return?

• What is my effective annual yield?

Personal Finance Tools

• Ideal Budget
  You only have so much money -- make sure you're spending it in the right places.

• Compare the Best Credit Card Rate
  Search for the best credit card.

• Salary Wizard
  Discover the salary of various jobs around the country.

• A Beginner's Guide to Investing
  This guide takes you, one step at a time, from determining your investing budget, to deciding what to buy.

• Evaluate a Stock
  Enter a ticker symbol for detailed research, quotes, charts, news, and more.

• Cost of Living Wizard
  Compare the cost of living of various locations before you plan a move.

• Yahoo! Currency Converter
  Find the latest currency exchange rates and convert all major world currencies with our currency converter.