Scope and Sequence

The Utah Financial and Economic Literacy Program is designed to help students become "financially fit" in today's world. This page contains an overview of the topics of instruction designated by Utah Legislation (Senate Bill 2, 2008 (pdf), 53A-13-110, page 17), for each grade level, including topics addressed in the required General Financial Literacy course for 11-12 grades.

Printable Matrix Printable Matrix (pdf)

  K 1 2 3 4 5 6 7 8 9 10 11-12

Where Did it Go & Why?

(Basic budgeting)		                

I Can Make My Money Grow

(Savings and Financial Investments)		              

More Than a Piggy Bank!

(Banking and financial services, including balancing a checkbook or bank account)		                  

What Do I Want to Be When I Grow Up?

(Career management including earning an income)		              

Where Oh, Where Will I Live?

(Rights and responsibilities of renting or buying a home)		                  

Riding Into the Sunset in Style

(Retirement planning)		                    

I Owe, I Owe

(Loans, including interest, credit card debt, predatory lending, and payday loans)		                  

Protect Your Stuff!

(Insurance)		                  

Taxes, Taxes, Everywhere

(Federal, state, and local taxes)		                  

Sharing and Caring

(Charitable giving)		                    

Shop in Your Jammies

(Online commerce)		                    

There's Only One Me!

(Identify fraud and theft )		                    

Hang Onto Your Shirt!

(Negative financial consequences of gambling)		                      

It's All Gone!

(Bankruptcy)		                    

Who Decides What You Pay for Your Stuff

(Free markets and prices/Supply and Demand)		                  

Gears of the System

(Monetary and fiscal policy)		                      

Being the Boss!

(Entrepreneurism/Effective business plan creation)		                

You Can't Always Have What You Want

(Scarcity and choices/Goods and Services)		              

Choices and Consequences

(Opportunity cost and tradeoffs/Decision Making)		                  

More for Less

(Producers and Consumers/Productivity)		                    

There's No Such Thing as a Free Lunch!

(Economic reasoning)		                    

What Makes Me Want This and When Can I Get It?

(Financial Goals/Financial Behavior)		                      

Need it or Want it?

(Wants and Needs)		                    

Heads or Tails

(Coin Recognition)